An aging roof puts you at risk on two fronts: your insurer may cancel your policy, and storm season won’t wait for you to replace it. Don’t let the cost be the reason you wait.
A roof issue in Florida is a financial risk. Here’s what’s driving homeowners to act.
Florida insurers are dropping homeowners or refusing to renew policies on roofs over 15 years old. A new roof keeps you covered, literally.
Hurricanes, tropical storms and intense sun degrade your roof faster in Florida than almost anywhere in the country. Waiting costs more.
A minor leak left unaddressed can lead to mold, structural rot and complete interior water damage.
A new, code-compliant roof adds immediate resale value and protects the equity you've built in your home.
You don’t need a roofing expert to spot early warning signs
If any of these apply, it’s worth getting a professional assessment and knowing your financing options before you do.
The three most common roofing materials in Florida are asphalt shingles, tile and metal. Each has trade-offs worth understanding before you commit.
Asphalt shingles are the most common and most affordable option. They typically last 20 to 25 years but are more vulnerable to wind and moisture damage, which matters in hurricane country.
Tile (clay or concrete) is a Florida staple, particularly in South Florida. Tile roofs are heavier, more durable and better suited to hurricane-force winds, but they come with a higher upfront cost.
Metal is increasingly popular for a good reason. It can withstand winds up to 140 mph, lasts 40 to 70 years and is resistant to mold and pests. The upfront cost is higher, but the long term value is strong.
A new roof is a major expense. Traditional financing like personal loans and credit cards demand repayment in two to five years. That means high monthly payments on top of everything else.
Ygrene PACE financing works differently. With repayment terms up to 20 years, your monthly payment is significantly lower, making a necessary repair actually manageable.
We look at the value of your property, not your credit history. No impact to your credit.
Your Ygrene assessment is added to your annual property tax bill. No separate loan payment to manage each month.
Longer terms mean lower payments. You choose a term that fits your budget.
You're protected throughout the process.
“Before, every time it rained we saw evidence of roof leaking, so we kept making repairs on a yearly basis. Now we have peace of mind. We don’t have to think about the roof anymore.”
— The Pierces, Weston, FL
Find out if your property qualifies. It takes minutes, there’s no credit impact, and you’ll know exactly what your options are.
Or, call us at 866-634-1358
