Executive Team

EMC

Excellence In Leadership 

Ygrene is led by a team of distinguished professionals whose credentials span a wide range of industries and a mix of skills, including finance, strategy, energy efficiency and renewable energy. However, they share one thing in common – a proven ability to transform the home improvement industry in ways that benefit people and promote common good for communities and the environment.

Jim Reinhart Photo Coming Soon
Jim Reinhart
Chief Executive Officer and President
Jim Reinhart
Chief Executive Officer and President

With over 30 years of financial services and high tech experience, Jim is currently the Chief Executive Officer of National Credit Care. Previously, Jim has held senior roles at Hewlett Packard, Capital One, Genworth Financial and QTS Realty Trust, where he was Chief Operating Officer and took the company public. He has also served on several for-profit and not-for-profit boards. After graduating with a Bachelor of Electrical Engineering from the United States Naval Academy, Jim completed his Masters in Electrical Engineering at the University of Maryland. He then went on to serve as a naval officer on a nuclear-powered submarine. Upon completing his service, Jim attended Harvard Business School. Married to his high school sweetheart, Mollie, Jim has three grown children.

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Greg Saunders Photo Coming Soon
Greg Saunders
Chief Financial Officer
Greg Saunders
Chief Financial Officer

Greg Saunders’ career spans three decades, primarily as CFO/COO for 3 publicly traded and 5 venture-backed companies in commercial real estate, financial technology, renewable energy financing, PACE and structured finance.

For the previous 5 years, Greg was CFO and CEO of CleanFund Commercial PACE Capital, Inc., a leading nationwide C-PACE origination platform.  Prior to CleanFund, Greg served as CFO at Project Frog, Inc., which designed, manufactured and installed energy efficient modular buildings for school districts and healthcare companies. Previously, Greg was CFO for Tioga Energy, Inc., a nationwide commercial solar energy finance. He was also CFO at Codding Enterprises, a commercial real estate development, construction and management company with major investments across multiple cleantech businesses (and an early adopter of C-PACE). He was previously CFO/COO of Bridger Commercial Funding, helping to build the company into the leading independent, cloud-based CMBS conduit, originating and securitizing over $5 billion of commercial mortgages through its network of thousands of banks across the country. Greg holds a B.A. in Economics and Business from Macalester College, and an MBA from Harvard Business School.

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Steve Tich
Chief Operating Officer
Steve Tich
Chief Operating Officer

Stephen Tich is an experienced executive leader with a deep financial background in mortgages, insurance, payments, and specialty finance. He possesses a keen ability to translate strategy into operational design, and expertise in building thriving, diverse teams to grow business, simplify operations and improve the customer journey. Before joining Ygrene, Stephen served as COO, Global Insurance at Hong Kong-based HSBC, leading insurance operations and IT across fifteen countries in Asia, LatAm, and Europe. His HSBC tenure totaled 15 years of progressive senior-level operating roles with P&L accountability, achieving $12B in mortgage originations and over $2B in added insurance revenue. Stephen holds a B.A. in Statistics from the University of Minnesota and an M.B.A. from Georgetown University.

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Ifen Carlson
Ifen Carlson
Chief Marketing Officer
Ifen Carlson
Chief Marketing Officer

Ifen Carlson is responsible for marketing and analytic insights at Ygrene, and brings over 25 years of experience in marketing, financial services, and analytics. She’s held leadership roles at start-ups, including co-founding the first online small business employee benefits brokerage, as well as at established firms such as Arnold Advertising, Bain & Co., and HSBC. Prior to joining Ygrene, she served as the lead analytics officer at Visa for North America consumer credit and debit products. Ifen has a BS in Communication from Boston University and an MBA from Kellogg School of Management at Northwestern University.   

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David Kelly
Senior Vice President Sales, National Sales Director
David Kelly
Senior Vice President Sales, National Sales Director

David Kelly joined Ygrene in 2014 bringing over 20 years of financial and real estate expertise. Since joining, he has built out Ygrene’s sales team in California and Florida as well as other new markets. Prior to joining, David spearheaded regional sales for CIT, a financial holding company with more than $50 billion in assets. He has also been nationally recognized as one of the top mortgage bankers in the U.S. In a prior role, he founded a highly successful residential real estate company which was ranked in the top 1% by the National Association of Realtors. David has been effective in driving Ygrene’s sales strategy, delivering impressive growth since his arrival. David studied Industrial Psychology at California State University, East Bay.

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Mike Lemyre
Senior Vice President, Government Affairs
Mike Lemyre
Senior Vice President, Government Affairs

Mike Lemyre leads Ygrene’s external affairs, including policy development, legislative activities and government relations efforts, bringing to his role more than 20 years of market development, sales, operations and compliance experience for both start-up companies and large organizations. For the past 8 years, Mike has focused primarily on the development and management of legislative and regulatory affairs within the PACE industry. Mike began his career at McKinsey & Company and held senior positions at both Chartis (formerly AIG) and Arch Insurance Group, where he directed and implemented large scale projects, programs and operational improvements. Mike holds a Bachelor of Science in Business Administration, with a concentration in Finance from Pace University.

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Sven Kaludzinski
General Counsel
Sven Kaludzinski
General Counsel

Before becoming an attorney, Sven worked on Wall Street for two major European banks in their risk management divisions. He started his legal career as a project finance attorney in the Los Angeles offices of Milbank, Tweed, Hadley & McCloy representing lenders, tax equity investors, as well as developers for large scale renewables projects. Subsequently, he assembled and managed a global legal team for the residential business unit of a large solar developer. He holds a B.A. in Economics and International Affairs from Tufts University, an M.A. from Columbia University’s School of International and Public Affairs, and a J.D. from USC’s Gould School of Law.

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Melissa Cogan
Melissa Cogan
Chief Human Resources Officer
Melissa Cogan
Chief Human Resources Officer

Melissa Cogan joined Ygrene as our Chief Human Resources Officer (CHRO) in 2018, bringing 20 years of HR experience to the team. Her background spans both domestic and international companies in a variety of HR roles serving as a key partner to employees and leaders. Most recently, she served as senior vice president at LPL Financial, the nation’s largest independent broker-dealer, providing services and support to independent financial advisors. Prior to her role at LPL Financial, Melissa was a senior HR leader at Encore Capital Group where she led and built out a global learning and development function. Melissa is a strong developer of people and talent with a collaborative approach to her work and the organizations for which she’s worked.

 

She holds a bachelor’s degree in Psychology from San Diego State University. Additionally, she has taught HR courses through the University of California, San Diego Extension, San Diego State University and Brandman University.

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