Home Improvement Loans

powered by Fiona

Why choose a personal loan for your upgrade?

Soft credit pull
Find your offers without impacting your credit score.
Shop top lenders
Get access to 30+ national lenders to find the most affordable option.
Quick process
See any available offers in 60 seconds.
Full FICO coverage
Fiona's lender network covers a wide range of credit profiles (prime, subprime, super-prime).


Funds deposited in 1–4 days
Receive a home improvement loan in 1–4 business days.
Ticket sizes up to $250,000
Secure financing for all of your home improvement needs.
Rates as low as 3.99%
Rates from 3.99%-35.99% APR based on credit.
Available nationwide
Now in all 50 states in the US.

Which Projects Qualify?

Finance all of your home improvement projects including:
  • HVAC

  • Kitchen upgrades

  • Windows

  • Structural improvements

  • Roofing

  • Bathroom

  • Landscaping

  • Patio

  • Storm proofing

  • Remodel


This service is 100% free.

No. This application will not impact your credit score. After you complete the application, and with your consent, a “soft pull” may be run on your credit. This has no impact on a consumer’s credit score. The “soft pull” is used to help get you real-time, personalized, pre-qualifying offers.

A soft pull (or inquiry) typically occurs when a person or company checks your credit report as part of a background check. A soft pull may be recorded in your credit report, depending on the credit bureau, but it does not affect your credit score. Fiona's loan providers complete a soft credit pull when you complete the application based on your name, address, and date of birth.

When you apply for the loan through the lender you select, they’ll perform a hard credit inquiry, which may affect your credit score. When you apply for Ygrene PACE financing, there will be a soft credit pull only and will not impact your credit score.

Fiona is a leading marketplace for financial services. Ygrene has partnered with Fiona to provide customers with home improvement loan offers. For more information about Fiona, please go to www.fiona.com

You can finance any home improvement with this loan. There is no restriction on the type of home improvement.


Reach out to the Ygrene team at (866) 634-1358.

Or email us at customercare@ygrene.com

Send a message

Personal loans for home improvements are offered through Fiona and its lender network, and are not offered by or otherwise affiliated with Ygrene. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. Fiona is a trade name of Even Financial, Inc., a marketplace for financial products and services, NMLS #1475872.