This service is 100% free.
No. This application will not impact your credit score. After you complete the application, and with your consent, a “soft pull” may be run on your credit. This has no impact on a consumer’s credit score. The “soft pull” is used to help get you real-time, personalized, pre-qualifying offers.
A soft pull (or inquiry) typically occurs when a person or company checks your credit report as part of a background check. A soft pull may be recorded in your credit report, depending on the credit bureau, but it does not affect your credit score. Fiona's loan providers complete a soft credit pull when you complete the application based on your name, address, and date of birth.
When you apply for the loan through the lender you select, they’ll perform a hard credit inquiry, which may affect your credit score. When you apply for Ygrene PACE financing, there will be a soft credit pull only and will not impact your credit score.
Fiona is a leading marketplace for financial services. Ygrene has partnered with Fiona to provide customers with home improvement loan offers. For more information about Fiona, please go to www.fiona.com
You can finance any home improvement with this loan. There is no restriction on the type of home improvement.
Personal loans for home improvements are offered through Fiona and its lender network, and are not offered by or otherwise affiliated with Ygrene. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. Fiona is a trade name of Even Financial, Inc., a marketplace for financial products and services, NMLS #1475872.