Do you know how much your appliances are costing you? Most homeowners don’t, because, let’s face it, we’re all so busy that we don’t have time to tab up the dollars-and-cents amounts of the things we use every day—our TVs and fridges and dishwashers. But it’s a pertinent question, since energy prices in the US have climbed at a clip of 2.8% each year since 1960.

Insurance premiums are going up nationwide — but they’re surging in Florida. If you’ve been considering a home improvement, don’t let the high insurance premiums put you off. More efficient energy solutions may lower your insurance premiums and help you save on monthly expenses.