HVAC Tax Credits: What Energy Improvements Qualify?

March 26th, 2021
As part of an initiative to reduce America’s collective carbon footprint and the strain on limited resources, the U.S. government offers tax credits to homeowners who have made energy-efficient upgrades. In fact, many home improvements that will add value to your home are eligible for federal tax credits. If you’ve installed an Energy-Star certified HVAC system , you may be eligible for the Residential Energy Efficient Property Credit on your income taxes this year. Improving your home and saving on your income taxes, now that’s a win-win. But how do you take advantage of this tax incentive? Keep reading to learn whether your HVAC system qualifies and how you can

Adolphus M. Pruitt: Addressing the access-to-capital crisis for underserved St. Louis communities

March 20th, 2021
Attention to equity and inclusion for underserved communities of color is more pronounced today than ever. In recent reporting by Peabody Award-winning journalist Aaron Glantz, some stark statistics show that discriminatory lending practices still persist. For those in the African American community, this comes as no surprise. But readers may be surprised to learn that, shockingly, the gap between African American home ownership and white home ownership is wider today than in the Jim Crow era. In fact, systemic racial biases are essentially built-in to credit score algorithms and underwriting resulting in a continuing access-to-capital crisis for underserved communities. Communities of color are disproportionately denied for lending products such as

Home Office Deduction: Guide to Home Office Tax Deduction

March 9th, 2021
In today’s world, working remotely is becoming the norm. Small businesses across the country are shuttering up their office spaces and opting to work from home. Along with this new working environment comes the need for certain adjustments. Many small business owners and self-employed individuals have opted to set up a home office to increase their privacy and keep productivity at an all-time high. If you’ve recently set up a home office , you need to know about the home office deduction. Read on to learn about this work-from-home deduction and how to calculate your deductible expense. What Are Deductions? Before we dive into the home office deduction, let’s cover

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